Thursday, September 27, 2012

obama's out of control spending is "putting y'all in chains"...your kids too.

the debt per taxpayer is $140,384. the debt per citizen is $51,077. that means that if every citizen paid taxes our national debt would be covered with everyone chipping in $51,077. not all citizen's pay taxes. not those who don't work, not  illegal alien's who benefit but are not citizen's or taxpayers, not children or those exempted due to age or illness.

since not everyone pays taxes...those who do, are responsible for more. the total debt for the united states is $15,990, 80,XXX,XXX. i used X's because those numbers are moving to fast to keep up with. our debt is growing by the millisecond and what the taxpayer's who are paying $140,384 this second will be responsible for even more by the end of the day.

as it grows each day and taxpayers become responsible for more each day, you can see that it's going to be impossible for them to keep up. the debt will become larger day by day and the taxpayers today will grow old and die. the debt won't stop...it will be passed on to that taxpayer's children.

the non-taxpayers of today...will have children who will be the taxpayers of tomorrow and they will have to pay too. as the debt gets bigger those taxpayers of the future, will have to pay more and more in taxes just to try to keep up. they will work and when they get their weekly pay...they will get less and less as the u.s. debt increases.

there will come a day when those future taxpayers who are the children and great grandchildren of today's taxpayers and non-taxpayers alike, will have more coming out of their checks for taxes than they do to spend on themselves...at that point they will be slaves to our debt. slaves to the leaders that "you" chose today who wasted yours or at least their money. since i've been typing this the national debt has gone up to $15,095,XXX,XXX or $15 million dollars. i can't wait to see what tomorrow brings.

http://www.usdebtclock.org/#

Monday, September 24, 2012

there's more to a career in real estate than meets the eye.


when most people think of real estate they think of someone showing them houses and writing up a contract for them to buy it...but there are many facets to real estate besides that.  there are actually four year real estate degrees, real estate economist and real estate analyst.  someone in the real estate industry may work at your neighborhood real estate office, a bank, title, inspection or survey company.  they may work as an underwriter at a bank or lending institution, be a professor at a real estate university or a teacher at a real estate school.  there are many levels of licensing, education and experience requirements involved with each.  to make it simple i'll rate them in terms of difficulty to obtain some of the credentials (entry level) from 1 to 10.

to sell a house as a real estate agent about 2.
to become a first level real estate house appraiser about 3.
to become a real estate broker (open your own business and hire agents) about 5.
house inspector about 3.
surveyor about 3.
second level house appraiser (open your own appraisal shop) about 5.
real estate school teacher about 6.
real estate professor about 9.
real estate analyst about 9.
commercial property real estate appraiser about 9.
bank underwriter about 5.
title company agent about 2.

notice i didn't use 1 or 10.  not 1 because it will require some effort and cost.  i didn't use 10 because nothing is impossible to obtain if you want it bad enough.

these numbers are just good estimates of what it will take to start in terms of time, classes and expense based on my knowledge and experience from having been in the business at a level 9 since 1991.  i've taught at a real estate school, became a broker while in college and became an analyst and commercial real estate appraiser in 1991.

the real estate industry as with others has been going through turmoil for the last four years.  we have lost many good people as casualties related to this turmoil and there will be an extreme shortage when things recover and our leaders help straighten things out.

it's been a great and rewarding career for me.  now may be the time for some of you to get in and learn the business as a career (not just a job..or way to get rich quick)..but as a career so that when things do recover in the next year or two, you'll find yourself at the right place at just the right time.

governor chris christie tells it like it is about pres. barack obama.

blast from the past.  in this interview, ann coulter opens up both barrels on katie couric.  this is a classic.

seniors, if you want to get your money back...vote republican.

seniors out there. the democrat party is picking on you. first, obama and his party just stole $716 billion dollars of "your" money that was in medicare and put it in obamacare. he told you that he was going to fundamentally change america...he did. he told you that he would redistribute the wealth...he did. 

he took billions of your dollars and is giving it to people without insurance. more than
 likely illegal aliens who will crowd doctor's offices for free healthcare just as they crowd our emergency rooms now. if you don't like what's being done...vote republican and stop it. if you don't like what's being done, cut up your a.a.r.p. card and join one that's not trying to trick you.

now, a.a.r.p. is reaping in billions of your dollars selling you supplemental insurance that you will need for obamacare. a.a.r.p. helped democrats push through obamacare by spending millions of dollars advertising and telling you how great it is. you're supposed to be getting wiser with age...but if you vote democrat, you're not. you're stupid and democrats are right about you.

seniors, if you want to get your money back...vote republican. if you choose to vote democrat anyway, don't say i didn't warn you when the quality of your health care declines to zero...you just voted yourself into a speedier death and democrats took billions of your own dollars to help you do it.